Affirm shares plummet 21% after company releases financial results early

Technology

Affirm Holdings Inc. website home screen on a laptop computer in an arranged photograph taken in Little Falls, New Jersey.
Gabby Jones | Bloomberg | Getty Images

Affirm stock dropped as much as 26% on Thursday after the company reported second-quarter results ahead of schedule.

Here’s how the company did versus Refinitiv consensus expectations for the quarter ending in Dec.:

  • Loss per share: $0.57 per share
  • Revenue: $361 million vs. $328.8 million expected

Affirm stock was up about 10% during trading ahead of the company’s second-quarter earnings on Thursday.

The early release came after an apparently since-deleted tweet sent from the official Affirm Twitter account on Thursday morning, which included details about the company’s financial performance including that its sales rose by 77%.

The tweet suggested that Affirm would beat revenue expectations. Analysts polled by Refinitiv had expected a 61% rise.

Affirm is one of several hot “buy now, pay later” companies that offer short-term and low-interest loans to users when they buy consumer goods online.

For example, users buying a $1,450 Peloton bike can pay it off over 39 months with payments as low as $45 through Affirm. Last year, Affirm announced a partnership with Amazon to to be the sole non-credit card provider for financing for products the retail giant sells in the U.S.

Affirm went public in Jan. 2021 and is currently 33% lower than its IPO price. It was founded by Max Levchin, one of the original founders of PayPal.

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